My 2018 Property Portfolio REVEALED | Samuel Leeds
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My 2018 Property Portfolio REVEALED | Samuel Leeds


What’s up guys? Samuel Leeds here and you
may have watched last year, 12 months ago, I did a video and I’ve never known anyone
do a video like this. It was one of my most popular YouTube videos where I exposed, I
revealed my 2018 property investing business plan and I’ve told everybody exactly what,
where, when, how much I was going to be buying my own properties for my own personal portfolio. So, I thought it’d be really cool to do a
part two to that video. And on this video I’m going to tell you exactly what I did but,
over 2018, and potentially if you guys want it, I can even do another video where I’m
going to talk about exactly what I’m going to buy in 2019. I am going to buy 10 houses in total. Two
of those houses, are going to be lease option agreements that will be keeping for myself. So, I told you that I was going to buy to
a lease option agreement deals no money down, which I did. I achieved that. I didn’t achieve
everything on the video. I did get two lease option agreements. I’ve got many more in the
bag, many more pending. I also did find other deals with my students that they bought, but
I personally got two lease option agreement deals. So the first one was no money down
and it was in Bradford and there was. The guy was so motivated to sell. He had no equity
in the property at all and I said that I would buy it off him for, I think it was 85,000
pounds in five years. It’s currently worth about 77,000 and I’m renting out for 450 pounds.
I’m paying him 150 pound or therein thereabouts, so I’m making a little bit of cash flow each
month. I’ve got the option to buy it in the next
five years for 85,000 so I’m reasonably happy with that, but it’s not the most exciting
deal in the world. The second one I bought, which was a lease option agreement, was a
little bit more interesting and that was in Lichfield, which is in the Midlands. Very
nice city in the Midlands. It’s a HMO. So this was a guy who inherited, not inherited,
he split up from his wife and his wife and him had a big property portfolio together,
more led by her and then when they split up, they split the properties up and he didn’t
really want to deal with them and he was like, “Oh, I don’t want these houses.” So I bought
one of his HMOs in Lichfield off him. Five bed HMO. It was all rented out for 2,500 pounds
a month. So reasonably decent rents. It was fine HMO. But one of the tenants was very,
very bad. Was smoking weed. And he was like, ah. So I just said to him, look, how much do you
want? He wanted to sell the property, I said, “How much do you want to sell it for?” He
said, “I want to sell it to 350,000 pounds. So I said to him, “Either I’ll give you the
money now, the payment, how much I give you will be on my terms, so I’ll give you 275,000
pounds now,” and he was like, “Oh no, that’s really low.” I said, “Or, I’ll give you what you want the
full asking price, but I’ll pay you on my terms,” which is I’ll give you 500 pounds
a month, which will contribute towards the purchase price. And then in three years, time
I’ll give you the 350,000 pounds, minus the 500 pounds that I’ve been paying you. And
he was like all right, so we did a deal. So I’m now paying 500 pounds a month, but that’s
going towards the purchase price. I sorted out the tenant situation. I’m renting it out
for 2,500 pounds a month. I’m making really good profit on that every single month. And
I put down like nothing, like 750 pounds for the system fee. So I was really, really happy
with that deal. So, those were my two juicy lease option agreements in 2018. Two of my properties are going to be straightforward,
buy-low, rent-high HMOs. Properties three and four. I said I was going
to buy two HMOs and I said I was going to buy them in Middlesbrough. So how did that
go? Well, not amazingly well. This didn’t quite go to plan. I bought one HMO in Middlesbrough
and it was just off Crescent Road, so I’ll tell you exactly where it was. Just off Crescent
Road, 10 minute walk from the city centre and I bought it really cheap. I bought it
for 52,000 pounds and I just thought, let’s see what happens. Bought it for 52,000. If
I can rent those four rooms. It had three bedrooms, two reception rooms. I spent about
5,000 pounds on a light refurb. How did that go? Okay. Okay. Rented out three of the rooms
for 325 pounds. The fourth room just stuck. I know other people as well that have invested
in the area and do some people really like it. Some people think it’s a bit saturated. If I was going to invest in Middlesbrough
again, I think I’d go just that little bit closer to the centre, the HMOs in some of
the northern areas that the returns on investment is just incredible, but there have been a
lot of people probably since I revealed my business plan and wrote my book, Buy Low,
Rent High, there’s a lot of southern investors buying HMOs in some of the cheaper northern
cities. The area I was in? Probably slightly saturated,
so I decided not to buy my second HMO in Middlesbrough as planned. I went and bought two more HMOs
and I bought them in the Midlands in Warsaw. Although in Warsaw I paid more for them. I
paid more like 150. The return on investment because they’re always full and the rents
were a little bit higher, the return on investment is actually probably about the same, if not
better, so they’re my three HMO properties, one in Middlesbrough two in Warsaw, they’re
giving me around a 20 to 25 percent return on investment. I’m not going to be refinancing
them. I’m just going to leave my money in and I’m reasonably happy with those. What
can I say? I do love Middlesbrough. My plan is to buy a cheap HMO property. It
won’t be a current HMO, it will just be a big derelict property and buy it for cash.
I will then spend six months doing it up, renovating it into a nice, big professional
house of multiple occupancy. After six months I will then refinance the property and I will
pull out all of the money that I put in and potentially even some of the refurb costs
as well, meaning it will be left with a very little money down deal and of course I’ll
begin generating a high rental income from it as well. So the So the sixth property that I bought, this
was the buy, refurbish, refinance strategy, a strategy that I’m very excited about at
the moment. When I first started out in property, it was a case of I used to buy them below
market value and then I would refinance them the same day. They changed the rules back
in about 2008, 2009 and said you have to wait six months to refinance properties. And everyone
was like, “Oh, the days of property investing are over,” and the credit crunch came and
everything, which I thought was a new cereal. About six months ago now they changed the
rules again and Kent Reliance said that you can refinance now straight away. So, they
abolished the six month rule. So I thought, well, hey, let’s really get back into this
strategy. So for our property, this was in Stafford, a big house, it was very rundown.
I bought it for 152,000, I think it was, or maybe 152,500. I did a big refurb on it and
then turned into a commercial HMO. The valuation that came back, it was very
messy. It was a little bit harder than normal. But I did manage to pull up most of my money
and just left in about 15,000 pounds. So considering, I just left 15,000 pounds in it is not bad
considering I’m making 1,000 pounds per month profit from the deal. So the return on investment
in that is like 90 percent return on investment. And that was using the buy, refurbish, refinance
strategy, which I’m overall very pleased with. Title splitting. This is pretty fun. They
call this slice and dice and it’s where you buy a big property, maybe an old house and
you convert it into two apartments, a minimum of two apartments and you split the title
and then sell each apartment, leaving you with a nice profit. Property number seven, and this was title
splitting. Again, this is something that I’m very excited about. I’ve got multiple properties
like this going through at the moment, but the one that was successful was just a property
that I bought. Reasonably big house. I split it into four apartments and got planning permission
granted, which was really fantastic. If you’re going to buy a property and you’re
relying on having to get planning permission, my advice will be buy it subject to planning
permission. So that’s what I did, which worked really well. So yeah, we turned it into four
apartments. The value’s gone right up. I could probably refinance it, but I’m not going to
because I’m renting the apartments out for a very, very healthy amount. My return on
investment on that is around about 32%. Again, that was in the Midlands. I’m investing quite
a lot in the Midlands this year. Really happy with that. Definitely going to be doing a
lot more title splitting. It’s quite satisfying, turning a property into multiple units and
you’re also providing more accommodation to the country, which I think is a really good
thing too. Seaside apartments. So I’m going to be buying
a seaside apartment hopefully for around 85,000 pounds, renting it out for 750 pounds and
it’s going to be in western Superman. Property eight. You’ve probably seen on the
video, my prediction was I said that there was a lot of apartments in sea town areas
and there was a lot of regeneration going into certain sea town areas which were shooting
the prices right up and I told you and I why in the video a year ago that I was going to
be buying a an apartment in western Superman, which I did and people didn’t believe me,
but I did do a video if you want, if you want to watch the video you can maybe just search
Samuel Leeds, western Superman. I managed to buy a property in Western Superman,
sea view and I paid a 117,000 pounds for it. Really got in with the agent and I’m getting
a lot of properties now sent to me off market, sea view, for around about 117, so a little
bit more than I hoped to pay. I did say that I wanted to pay 100,000 pounds max, but I
am renting it out for 700 pound a month. So buying a house for 117,000, renting out
for 700 pound a month. Return on investment’s pretty good, and I’ve got a very, very good
feeling about the capital appreciation in western Superman as well. So fingers crossed
that will be a very, very worthwhile investment. So my strategy is going to be next year, and
I have done this before, but I’m going to be doing it again this coming year is going
to be to buy a property very, very cheap, maybe around about 60,000 pounds, HMO, to
renovate it cheaply, perhaps spending 10,000 pounds plus furniture and then to sell it
as an up and running HMO to a wealthy, busy investor and I want to make a profit or gross
profit of a minimum of 30,000 pounds doing that. Property number nine. So my prediction was
I told you I was going to buy a property and I was going to turn it into a HMO and then
I was going to sell it and I was going to sell it maybe on a London auction to someone
that was purely looking at it as a business. Anyway. I didn’t end up doing that. I think
I didn’t do it because I just got so carried away with some of the other projects going
on. That didn’t happen. Is that a good strategy? Possibly, but I didn’t do that. Sorry. Auction property. Auction property is something
that everybody thinks is a great thing to do and lots of people attempt. However, if
you don’t know what you’re doing, you can fail miserably. Property number 10 was auction properties.
Did I buy any auction properties? Yes. I bought a freaking castle from auction. I bought that
place for 800,000 pounds and we are investing literally seven figures into restoring it
to its former glory. That actually, we got planning permission already for 12 apartments
and three barns. So that’s 15 houses in one and that is just ridiculously exciting. Will
it be profitable? Yes, it will, but more than anything, it’s just very satisfying seeing
a castle restored. And we’ve also had a lot of publicity from that. The free French soldiers
used to train there. Charles de Gaulle used to visit the property. He was the French leader.
Winston Churchill’s been there. Now, it’s really beautiful because we’ve actually become
friends with the free French and we’re talking about doing like a big get together there
where we’re inviting the French over and there’s just some really classy, beautiful things
going on with that building and I’m really, really honoured to be able to buy it and restore
it. If you want to see more about the castle video,
just Google ‘Samuel Leeds’ castle’ and you’ll have a tonne of stuff on YouTube about that
and that’s definitely the project that I’m most proud of in 2018 and I never expected
it. It just kind of came out of the blue and believe it or not, it was a no money down
deal. So, people say you can’t buy houses with no money. I bought a frigging castle
with no money. Yes, you can. Property number 25 and 26 was two Birmingham
apartments, which we bought smack bang in the city centre of Birmingham and we bought
them and we’re going to rent them out as serviced accommodation. We paid 124 for one of them,
which was two bedrooms. Small. And we paid 136,000 pounds for the other one, which is
really lush and they’re going rent out, as a single let, you’d probably rent them out
for about 750 to 850 pounds. Serviced accommodation, you rent them out for absolutely stupid money.
They are renting out so well, they’re going so well that I then thought man, apartments,
serviced accommodation apartments are beautifully juicy. How can I be really smart and buy more
without buying dumb? But benefit from the cashflow. So I ended up doing some rent to serviced
accommodation properties. I did a couple in Sheffield, in Oxford, joint ventured on some
deals as well like that. So rent to serviced accommodation is a really good strategy that
I’m excited about. Forget the rent to serviced accommodation deals. Just on the Birmingham apartments, that brings
us to 27? 27 houses this year, plus some of the joint ventures and rent to service accommodation.
So I think this year on 27 properties? I think that’s a big achievement. I’ve also been doing
a lot of training as well, our property training company has just pulling up. I think we’re probably one of the biggest,
certainly the fastest growing property investment training companies in the UK, which is really
exciting as well. So, really proud of that. Team is growing. Company is growing. 2018
has been a frigging fantastic year for me both in terms of family, business and everything. So you know what? I really do think that it’s
okay to speak it out. People are scared to speak out what they’re going to do, in case
other people copy them. I’m happy to do that because when you speak it out, what happens
is you speak it into existence and then it happens. People say, I’ll believe it when
I see it, but actually it’s the other way round. Actually, you have to believe it first
and then you see it. So a couple of things I’d like to say as I
end this. Number one, I’d love to know what your property investment business plan is
going to be over the next 12 months in 2019. So comment below which strategies you’re most
interested in. Rent to serviced accommodation, buying apartments, title splitting, HMOs,
single lets, buy-to-lets, refurbs, development. What are you wanting to do? Number two, if you want to see my property
investment business plan for 2019, it is juicy. Believe me. We’ve got a lot of big projects
going on. We’re negotiating some land deals, some really big development stuff. It’s juicy.
If you want to know all the stats and all the information, exactly what I’m planning
on buying, I’m happy to share, but it has to have enough people hitting like on this
video. So if this video gets 100 likes, I will then do a 2018 business plan, as well.
God bless you. Smash that like button. I’ll see you next time.

93 Comments

  • Martin Palka

    Congratulations !!! I'm buying my first property next year. I'm 27 years old originally from Czech republic. After being on your crash course in September I have paid my main debt of 6k off and have a clear vision of saving a bit more and then start investing in April 2019.

  • sebastian blake

    samuel thanks soo much for doing this. really inspired me to make my own. and love that you achieved most of your goals.

    my property plan for next year is purchase 4HMO properties, two in Middlesbrough and two in Hartlepool
    be financially free and attend the samuel leeds deals extravaganza
    🙂

  • Yvette C

    Inspiring! Thanks again. My plan for 2019 is to have at least 3 rent2SA’s and to buy 😬 my first HMO property with no money down… A prayer to Father God and I’ll take the step of faith across the cliff.

  • Young Boy

    Congrats, watching your videos is inspiring.
    This year, i bought my first house (3 bed 2 reception rooms) in hull hu5
    I’ve got a long way to go but im looking forward to 2019🙌

  • Nic Mcdonnell

    Brilliant what a great roll model you are Samuel. Looking forward to meeting you in London in Jan and I plan on being on your winners on a Wednesday next year 😁👌

  • Jacob Hall

    Love the content Samuel!! Booked on the February crash course, bought your audiobook and having listened intently: really appreciate the fact you do all this ethicly to help others achieve their goals. Will be ready with deposits to invest come February and Spring, looking forward to 2019!!
    Bring it On!

  • Mr3daWEED

    Great video, can't wait to see the documentary on boxing day. I feel it will answer alot little questions that seem silly or insignificant but still useful to know. Keep it up man

  • Jon McManus

    Excellent Samuel, an inspiration! My 2019 plan is to continue growing my BTL portfolio, from 15 to 20, plus set up another 5 BTL for my investors making 8-12% ROCI for them. Samuel, let me help you with your planning application drawings, 3D renders for 2019. It would be my pleasure to work for you on a project and contribute to your success 🙏

  • Viajando Sem Limites

    HI Samuel, Great video, thanks for that! My wife and I are planning to buy our first house in 2019, probably in Liverpool and we will probably have 80% deposit. I am planning to buy a 3 bedroom house for 50-55K to live in first, pay it off, then save for another deposit to a second house to live in. Then, I will turn the first house into a HMO. Do you think this a good strategy to start with? OR, With around 40k in savings, do you think I should strive to get a mortgage for a better and bigger house (maybe 4 bedrooms) to turn into HMO in the future? Or would you buy a cheap one first to pay off as soon as possible exactly as I am planning? I appreciate your help.

  • hello there

    I'm 16 and been watching your channel for a few months. You're inspirational to me, can't wait till I can get the chance to go to one of your courses!

  • Maciej Cioch

    I can’t wait for Crush Course in London! Also, feel free to get me on Winners Wednesday in 2019 Samuel.
    I just did exactly the same thing as this footballer in your book offering lease option agreements to multiple homeowners. I’m excited to see the results! Thank you for everything

  • Marcus Moore

    Hello, I’m a full qualified electrician, along with 10 years of being in the building game so my knowledge is very varied I would in fact say there is nothing in a property I can’t overcome. I will own 100 houses in the next 10 years without any silver spoon, coming from a council estate. I’m currently 26 years old, I live in my apartment which i made completely from scratch. I love these type of movies, house’s are my passion and this fuels my fire! Thanks a bunch have a lovely Christmas.

  • E Rodgers

    Hello Samuel, great video. I would like to know about rent to serviced accommodation please. Is there a course one can attend to learn more on serviced accommodation.

  • Roy Fox

    I really like the idea of restoring old buildings and bringing them back to life; you're not only doing your bit for the community but employing people too. Well done Samuel.

  • Cls

    Mansfield Sutton in Ashfield I think is a good place to invest as you can buy terraced properties for around £65k quite a nice clean city and does not suffer from all the damp you get up north .

  • hova

    You're a true blessing Mr Leeds, very inspirational, I've learnt a lot just from watching your videos, would be attending the London crash course. See you there and have a wonderful Christmas.

  • steve

    Should have the keys for my 1st property venture 1st week of January. It’s a R2SA in Sheffield city centre.

    Nervous but I’m sure it will do just fine! Starting off the year as I mean to go on 🙂

  • Ming Y

    All properties I have seen under £100k look like poor capital growth areas. Many not even had any growth in over 10 years! Need to have good rental yield if is going to be worth it!

  • Mike Rosehart

    I’ve been acquiring one new rental property purchase per week since the summer. I accomplished 30 properties in 2018. My goal is +70 with investor partners for 2019! The goal of 100+ properties would make me a real boy haha.

  • BrammyBoy

    Hi Samuel,

    I have been researching for around 6 months and watching your videos for a month or two. I'm just starting out and I will be booking on your crash course in either Jan or Feb, but I do have one suggestion for you as I have seen it on lots of other YouTube channels. Just below the likes/dislikes bar they have added links.

    I think this will help you a lot if you could have different links to different areas, not just in the videos themselves. Maybe one direct to your website, one direct to your crash course and then another direct to whatever you feel is important? As you say, we need to help each other, not just to be greedy to try and make as much money as we can.

    Just a thought. Hope it helps.

  • a amin

    Fantastic Samuel. How does one build a property portfolio without getting mortgages. How much minimum fund would be needed ?

  • Adam Seddon

    I don’t understand how you make money when you bought the hmo for 350000 and make 2500 in rent, surely you don’t start making money for like 10 years when you’ve fully paid it off?

  • Tthecreator

    Cool video. Just a question: What do you mean all the time when you say 'refinance'? Like first you pay cash for it, refurb it, ???refinance it??? and then rent it out?

  • Andrew Bobbin

    i would like to get a buy to let property… but have literally just got a mortgage on my own property..
    Would i still be eligiable for a buy to let?

  • magicpoopsoup

    Do you have any strategy for the United States? I’m sure a lot works the same way. But would wonder if you have any suggestions on where to buy that the values are low but rent is high?

  • Natasha Ghitt

    I intend to sell at the minimum 3 deals a month and buy 1 property a month. I have the technical knowledge, as Chartered Surveyor and looking for investors with money. Based in London.

  • khanscavanger

    About the second property you bought ( Lease Option Agreement ) ,the HMO ( House In Multiple Occupation ) base on Lichfield , in the Midlands , the weed smoking guy , he is a tenant , right?
    I mean for GOD sake , you really paying him 500£ monthly ? What is happening , I don"t get it. Can you please provide more specific details about how you get rid of ' The WEED Guy ' , Thanks Champ.

  • Richard Arblaster

    Hi Samuel, only just started watching your videos, I live in Stafford, whereabouts was the property you refurbed into a commercial HMO?

  • Success System

    Samuel, I don't get it. If the guy was getting £2,500 rent why would he accept £500 instead from you for 3 years! And a possible sale after that period?? Makes no sense. Surely not because of that 1 problem tenant??

  • DeeKy

    Your videos are so interesting to watch. I have dreams of becoming financially free and I have watched so many content creators and never done anything. Your videos have much more relatable levels of enthusiasm. I’m 22 years old living in London and working a minimum wage job. Your videos truly are inspirational and you make me want to better myself. I really hope you see this comment and know that you have changed at least one persons outlook on life. Please never stop as I believe you can help and inspire so many young people to do more with their lives.

  • Natalya Keane

    I plan to start property investing this year with R2SA. My goal is to be earning £3000 a month from my investments by the end of the year.

  • Stephen Symington

    Love your drive… Im looking to start again but only have 20k spare and cant get a mortgage, i have a 500k villa in spain which i cant sell atm so need to monitise it… but it needs 2k a month to cover costs… any ideas please?

  • saldabbagh

    Hi Samuel thanks for your amazing video. Just wondering how i can find a reliable qualified handyman to help me refurbish a property i have? thanks

  • FISHY FACE

    A 2019 video would be great, the 2018 is the best video of yours and really inspirational. Love your honesty of what went well and what didn't so much in this one. Really interested in Northern HMO's personally. What would you recommend Sam for complete amateurs to get going in property!? I haven't bought my own house yet but don't know if I should even prioritise that over doing certain deals? Until I get more knowledgeable and confident I'm not so worried about getting rich but a little income or simply having someone else pay my mortgage is really attractive. Am 32 with about 20k saved.

  • Amin Akhmadi

    2:59 3 years of 500$/month = 18,000$.
    350,000 – 18,000=332,000$.
    you still paid 332k-270k = 60 grand more.
    And where would you take the 332 grand remaining on maturity, cash?
    Easier to do a 30% down then 60 grand over, "no money down", with 332k in 3 years, on maturity.
    Am open to see where I am wrong.

  • Nuray

    I will come to your crash course in May in London. I have already been to Fielding Financial property investment course but didn't like it. They charged £100 for the 3 days crash course which was fair but on the 3rd day they said oh you need to learn more so you have to take our course which will cost you 30K but we are doign a discount so you pay ONLY £16000 !!! We were all shocked. i hope Samuel won't do the same thing. It is OK to pay £100-1000 for training however 16K is just a disgrace. Before even earning any money it is too much to such such amount!

  • Phillip Wareham

    Great video, thanks! I‘m from Hull, but work in China. I have £25k and can save £1500 a month, so I'm in a position to buy now, but it feels like only the most vanilla plans can be made to work from a distance, or I have to take unpaid time off to come home and get it going. Do you have any advice for this sort of position?

  • Phibsy

    So you have a 20-25% p.a revenue in average on all your investments ? Is there a difference in possible revenue between a house and a apartment or rather with which option is it easier to get there ?

  • mBnELL

    great vid but how do you manage to buy a castle with a lease option at auction? Surely at auction goes to highest bidder?

  • Adil Hameed

    Hi Samuel, I have been watching your videos for over a year now. You really inspire me. I have around 150k cash saved up and ready to get on to the property ladder.

  • dsdl investment ltd

    Hello Samuel how does it work on the refinancing front. Will the mortgage price not ruin the percentage?

  • Respect My privacy

    I went to school with this person he was a small time bullshiter then, now he's a big time bullshiter

  • Daniel Stephenson

    It's been my dream of beeing a property developer now since I was about 10 and I'm 31 now sam your so inspirational. I will be in your position one day but need someone like you to chaperone me and help. I have no finances. So need alot of support and guidance

  • Big-G -XRP

    Hi Sam. Im in N.Ireland. i mortgaged my own house 2yrs ago (worth £85k) , i own half of 2bed apartment with 20k left on mortgage (worth 65k) and i just inherited a third of my late fathers house (worth about £90k in total)… im looking to get bought out of my dads home so will hopefully get about 25k. houses and flats are pretty cheap here (from 60k up) and typical house/flat rent is between 450 – 600 p.m… any advice welcomed on how best to move forward.. i work full time also on a decent paid job so im in an ok position id say… just a bit lost on the best way to approach my new venture (i want to build a portfolio but feel that once i buy a 1 or 2 properties il hav no money left to reinvest, deposits etc.. as its 25% deposit for buy to let properties.

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